70% já perderam o sono preocupados com dívidas;
65% afirmam se esforçar para esconder suas dificuldades financeiras;
49% já deixaram de buscar ajuda por não conseguir pagar consultas ou terapias;
45% sentem culpa ao pedir dinheiro emprestado
por Lucas Diniz – sistemas@comuniquese5.com.br
As contas não pagas e a pressão financeira ultrapassaram a esfera econômica e estão comprometendo a saúde mental dos brasileiros. Em pesquisa da Serasa, realizada em parceria com o Instituto de Pesquisa Opinion Box, 84% dos brasileiros afirmam já ter tido a saúde mental afetada por problemas financeiros.
Em meio a campanha de Setembro Amarelo, dedicada à promoção do cuidado com a saúde mental, o levantamento mostra que os impactos aparecem principalmente no humor e estabilidade emocional (48%) – na sequência, aparecem as consequências na autoestima (44%), na energia e disposição (32%) e na concentração no trabalho e nos estudos (30%). Além disso, 70% já perderam o sono preocupados com dívidas, e 65% afirmam se esforçar para esconder suas dificuldades financeiras de outras pessoas.
Os brasileiros entrevistados afirmam já lidar com problemas de saúde mental, independentemente das dificuldades financeiras. Neste cenário, o estresse financeiro pode atuar como um gatilho preocupante.
Barreiras financeiras para tratamento psicológicoO obstáculo fica maior quando o fator financeiro se torna barreira para o tratamento psicológico: 49% já deixaram de buscar ajuda por não conseguir pagar consultas ou terapias.
Segundo Patricia Camillo, especialista da Serasa em educação financeira, a crise financeira não pesa apenas no bolso, mas limita escolhas importantes da vida das pessoas. “Quando quase metade dos brasileiros deixa de buscar ajuda psicológica por não conseguir pagar, fica evidente que a dificuldade financeira é hoje um dos maiores entraves para o bem-estar mental da população”, afirma.
A pesquisa também mostra que os problemas financeiros afetam diretamente os relacionamentos pessoais: 45% sentem culpa ao pedir dinheiro emprestado, 41% evitam conversas sobre o tema e 29% acabam se isolando de amigos e familiares.Apesar do cenário desafiador, há um ponto de atenção positiva: 95% dos brasileiros reconhecem a saúde mental como tão importante quanto a saúde física – sendo que destes, 19% a consideram até mais relevante.
“Saúde financeira e saúde mental caminham juntas. Cuidar das finanças é também uma forma de preservar o equilíbrio emocional e melhorar a qualidade de vida”, conclui a especialista.
MetodologiaPesquisa realizada pela Serasa e Opinion Box entre 8 e 19 de agosto de 2025. Com 1.240 entrevistas realizadas em todo o país. Margem de erro de 2.8 pp.
Foto: Divulgação



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